Reduce your financial anxiety.
Ekinance shows you one number each week: what's safe to spend once your bills and savings are set aside. You enter a few figures; the app does the math.
See how it worksNo bank connection. You type in your own figures; nothing is read from your accounts.
The Today screen: what's safe to spend this week.
Your bank balance never tells you what's actually yours to spend.
Rent, subscriptions, an annual insurance bill: all of it is coming, but none of it is in the balance yet. So a number that looks fine can still be a mistake to spend.
- iYou do the math in your head and don't trust the result.
- iiYou buy a coffee and wonder if you should have.
- iiiA once a year bill lands and the month falls apart.
It tells you what's safe to spend this week, and keeps it up to date.
Ekinance takes your income, your regular bills and your savings, then works out what's left to spend this week. Log an expense and the number goes down. That's the whole idea: no categories to maintain, no charts to read.
Your money, sorted into envelopes that fill themselves.
An envelope is money set aside for something that matters. You name it, and every payday fills it automatically. Whatever's left is your fun money for the week.
Budget
A spending envelope that resets every month, like groceries.
Projects
A goal with a deadline (a trip, a bike). Ekinance sets aside the right amount each month.
Savings
A goal with no deadline, at your own pace. Your emergency fund lives here.
Ekinance sets up your emergency fund automatically: three months of essential spending, funded at about 20% of your surplus, following Budget-conseil Suisse.
The Envelopes screen: Budget, Projects and Savings.
Straight answers.
Do I need to connect my bank?+
Is Ekinance free?+
How is it different from a budgeting app?+
Is it available on Android?+
What if my numbers aren't exact?+
Get Ekinance.
One number a week. No bank login. Know exactly what's safe to spend.
iPhone and Android · Free